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Citizens Access HighYield Savings (February 2025) . Neo High-Interest Savings Account: 3.00%: Saven Financial High Interest Savings Account: 3.00%: Scotiabank MomentumPlus Savings Account: Up to 5.00% for the first 3 months (Regular rate of 0.65%. Digital banks tend to offer better interest rates on high-yield savings accounts than traditional providers